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• Life Insurance
• Posted: 2009-09-23 17:20:19 By Josh C
• This is an open question to anyone diagnosed with a degenerative eye condition.
  
  I am curious if anyone has any anecdotal feedback regarding obtaining term life insurance after being diagnosed?
  
  More specifically, I am 28 and starting a family which is right around the time one might obtain a reasonable life insurance policy. However I was diagnosed with Cone-Rod Dystrophy a couple years ago. I still have a good portion of my vision and my health is good, but I am unsure of how this, or similar conditions, would affect a company's desire to extend a policy.
  
  I will be contacting a broker shortly about my specific situation but I would love to hear from others regarding this issue.

• Posted: 2009-09-25 17:59:15 By Darran Z
• Blindness isn't considered a pre-existing condition. Not in the sense that it would be for heart disease when you obtain life insurance.
  
  I am a little older than you but really have no poclidy specific to RP but have two policies already in place.
  
  Darran